When we got our dog almost three years ago, we did everything a responsible pet owner should do. We had all of her vaccinations administered, we had her spayed, licensed and microchipped. But before I spent a single dime on any of those activities at the vet, I signed her up for Pet Insurance to help defray some of the costs.
Vaccinations and routine care are partially reimbursed, and the insurance also paid for more than half the cost of the spay surgery and a portion of the microchip expense as well. Our dog is healthy so I don't expect to be spending a lot on routine veterinary care, but should she become sick or injured, it gives me peace of mind to know that her pet insurance policy will help defray some of the expenses that can be incurred as a result of serious illness, disease, or injury. We consider our animals to be members of the family, and as such we want to keep them healthy for as long as we're able to do so.
We ended up signing up with VPI Pet Insurance, as it was recommended by our veterinarian, but pet insurance companies and the services and benefits they offer can vary; so like with other insurance policies that you carry, it pays to shop around for the best premiums based on the type of coverage you require for your particular breed and species of animal. What's best for one pet owner, may not necessarily be a good fit for another.
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